Travel insurance is an important aspect when planning any trip for your safety against any unexpected events such as medical emergencies, trip cancellations, and lost luggage. With so many alternatives available in the market, choosing the right travel insurance company can be challenging. While choosing the right insurance plan, you need to consider various aspects such as coverage alternatives, customer service, claims settlement method, and the reputation of the insurer. To assist vacationers like you in making the right choice, we have compiled a list of the 10 best travel insurance agencies in India.
New India Assurance Company Limited
Description
It is a government-owned insurance provider known for its reliability and trustworthiness. Its comprehensive travel insurance plans include protection against trip cancellation, loss of passport, and even hijack allowances. It has a wide network of branches across India, providing peace of mind to travelers.
Pros
- Being a government-owned insurer, it gives a sense of reliability and trustworthiness to its customers.
- It offers many comprehensive coverage options for travelers.
Cons
- The claims settlement process may be slower at times as compared to private insurers.
Website Link The New India Assurance
Chola MS General Insurance
Description
It provides travel insurance plans that cater to the various needs of travelers. Its comprehensive travel insurance plans come with features like emergency medical assistance, trip delay or cancellation coverage, and loss of international driving license. Chola MS General Insurance ensures that you travel worry-free and with peace of mind.
Pros
- It offers different travel insurance plans that cater to the diverse needs of travelers.
- It provides emergency assistance services for the benefit of the travelers.
Cons
- The company has a limited international presence as compared to some other travel insurers.
Website Link Travel Insurance Online | Chola MS (cholainsurance.com)
National Insurance Company Limited
Description
It offers a range of travel insurance plans with timely claims settlement and competitive premiums. It also offers many innovative solutions to travelers such as coverage to pre-existing diseases diagnosed within 48 months of issuance of a policy. Many of its customers reside in the USA, Canada, UK, Europe and Australia. The company is committed to customer satisfaction and providing quick and reliable protection to travelers.
Pros
- It is understood for its low cost top class fees and attractive reductions for policyholders.
- The enterprise has a robust presence throughout India with a huge number of branches.
Cons
- The claims settlement manner can be complicated and time-consuming as reported by some customers.
Website Link National Travel Insurance (eindiainsurance.com)
Future Generali India Insurance Company Limited
Description
It offers travel coverage plans that integrate comprehensive coverage with low-cost charges to shape the special requirements of vacationers. It gives many appealing capabilities along with safety in opposition to ride cancellation or delays, cashless hospitalization, and clinical emergencies, help services for lost or stolen luggage, and unintentional demise or harm during travel.
Pros
- The policy offers some modern tour insurance plans with specific functions.
- The internet site gives a trouble-unfastened online policy buy and renewal procedure for its policyholders.
Cons
- Their premiums can be slightly better compared to a few different competitors.
Website Link Travel Insurance: Future Generali
Reliance General Insurance Company Limited
Description
It provides tour coverage plans that cater to the diverse wishes of each domestic in addition to international tourists. It has separate journey coverage plans for individuals, college students, households, and annual multi-trips. It offers a huge range of add-on blessings which includes comprehensive coverage for global travels, and surprising journey disruptions such as ignored flights, climate delays, and clinical emergencies.
Pros
- The company offers an extensive variety of journey coverage plans that cater to extraordinary journey desires.
- Their claims agreement manner is short and hassle-unfastened.
Cons
- Their customer service fine can also vary depending on the vicinity and quantity of inquiries.
Website Link International Travel Insurance: (reliancegeneral.co.in)
ICICI Lombard General Insurance Company Limited
Description
It is one of the most relied-on names in the insurance enterprise. It offers comprehensive travel insurance plans protecting overlooked, not on time, or canceled flights, loss of luggage, scientific evacuation, non-public coincidence, hospitalization, and repatriation of stays. Its advanced customer service and a 24/7 helpline, make certain comfort and accessibility for vacationers.
Pros
- It is a trusted name in the insurance industry with a strong track record.
- It offers many comprehensive coverage options with customizable plans.
Cons
- Their premiums may be slightly higher compared to government-owned insurers.
Website Link International Travel Insurance(icicilombard.com)
Bajaj Allianz General Insurance Company Limited
Description
It gives travel insurance plans with substantial coverage alternatives for individuals, families, college students, and senior residents at competitive top-rate charges. With capabilities like trip postponement reimbursement, remote places clinical emergencies, natural or manmade calamities, and misplaced bags insurance, it affords complete protection to travelers.
Pros
- It gives a huge variety of journey insurance plans with extensive insurance alternatives.
- Its online coverage purchase and renewal manner is user-friendly, easy, and short.
Cons
It offers very limited add-on blessings and reductions compared to a few other insurers.
Website Link Travel Insurance Policy (bajajallianz.com)
Tata AIG General Insurance Company Limited
Description
It offers journey insurance plans that offer peace of mind and safety to tourists. It offers a wide range of coverage options such as medical and dental emergencies, theft of money or loss of passport, cancellation of flight, and misplaced or lost baggage. It is also known for its prompt assistance and guidance to policyholders during their travels.
Pros
- It offers many comprehensive coverage options with innovative features for travelers.
- The company’s claims settlement process is quick and hassle-free as compared to many of its competitors.
Cons
- Its premiums may be slightly higher compared to some competitors.
Website Link Travel Insurance(tataaig.com)
HDFC ERGO General Insurance Company Limited
Description
It offers tour insurance plans with revolutionary functions and 21 benefits which include overseas medical emergencies, herbal or human disasters, ignored or canceled trips, loss of bags, look at interruptions, flight hijacks, and more. With its consumer-pleasant website and 24/7 on-the-spot help, the agency guarantees seamless enjoyment for tourists.
Pros
- The enterprise gives various travel coverage plans with customizable alternatives for the benefit of its clients.
- Its person-friendly internet site and online coverage control equipment are useful for its policyholders.
Cons
- Its charges can be barely higher compared to some competition.
Website Link Travel Insurance (hdfcergo.com)
United India Insurance Company Limited
Description
It offers reliable protection in opposition to any kind of tour-related dangers. It presents tour coverage plans that cater to the needs of numerous travelers. Its complete plans provide coverage in opposition to emergency clinical help, ride cancellation, lost or damaged baggage, and greater at aggressive top rate rates.
Pros
- It is a central authority-owned insurance organization that provides an experience of reliability and trustworthiness to its policyholders.
- It has an intensive network of branches throughout India for easy right of entry to and aid.
Cons
- It gives very limited customization alternatives for the policyholders.
Website Link UIIC
Conclusion
Deciding on the proper travel insurance plan is important to ensure a hassle-free travel experience. Take into consideration the various options provided in this article, to make an informed decision and pick a plan that suits your budget and needs.